How Much Money EBay Stole From Me In The Last Week!!! This past 7 days I did an experiment. I had not listed on eBay in over two months so I really never had any idea what I was truly spending per item in listing and final valuation fees… until now… My account was paid up and I was beginning from ground zero. Well I put on 182 items of good to very good antique and vintage costume jewelry with most under $10. 00, a number of them under $20. 00 and a few under $40. 00. None of my auction listings had any extra “bells and whistles” so that most listed for $. 35 - $. 90. I sold 55 auctions for $1,105. 00… not bad for a week’s work? Can’t beat it huh!!! Well the week has ended and let me give you the total breakdown of my costs. With the cost of 182 auctions’ listing fees, 30 items relisting fees and final valuation fees I owe eBay $305. 55. So that means I now made $799. 45… still not bad for a week’s work… right? Oh I forgot ebay buyers can now only pay with paypal and this is any estimated $133. 99 in Paypal charges (remember this is still going into eBay’s pocket). Well that now brings me down to $665. 46… okay not as good as I had hoped… but, oh I forgot the cost of my merchandise which at the low end is about $455. 00 and which I also bought through eBay so they made more money from me when I made my bids to win it … now I made $210. 46 … well now we are down below minimum wage for my 40 hours of work. And it gets worse, I offered FREE SHIPPING as eBay really like to get buyers and this will be about another $100. 00… which leaves me with a grand total for the week of $110. 46 divided by a 40 hour week makes my hourly rate $2. 76 an hour. So as you see between eBay and Paypal my original $1,105. 00 income was reduced by 40% for their fees. This is higher than the highest tax bracket… this is higher than what an auctioneer would have charged and they would have actually worked for the money and probably sold everything. Throughout the annals of time, I am sure that Ebay along with its subsidiary Paypal are the greediest two companies to have ever graced the face of the earth. One more point about eBay… when listing an auction, eBay would like to see you contribute a percentage of your sales to a charity from 10% to a whopping 100%. I really hope no eBay seller is under the delusion that eBay is sending a check to your favorite charity with your name on it… wrong …eBay is taking your hard earned charitable contribution and writing it off against their corporate taxes thus lowering eBay’s tax liability. EBay sellers fill eBay’s pockets with tons of cash and then eBay turns around and expects eBay sellers to pay their taxes!!! This is unfathomable greed and eBay continues to get away with it!!! Now along with all of this, as a seller I have to worry that someone will leave me negative feedback and I have no recourse, or God forbid someone reverses their payment to me on Paypal and I am out those additional funds, or that my Power Seller (what good is it anyways) will be dropped or the ultimate I will wake up one morning and across my screen in big yellow words “YOU ARE SUSPENDED FROM EBAY” for something inane and trivial. I honestly have to ask why do people put up with this greed and craziness. Why do eBay sellers struggle to keep eBay’s pockets over brimming and their stockholders fat!!! Ebay is not the place it used to be or is it really even an option as a place to make money. Actually most could work at McDonalds and make twice as much and get a free burger in the bargain. The problem is that people who love auctions and buying and selling vintage and antique things can’t get it out of their blood. Well there is a true alternative to eBay and it is especially for the small boutique and specialty store buyer and seller of vintage and antique things. I along with three others have started VintageBoutiquesMall and it is the umbrella company for a series of new and exciting auction boutiques for antique and vintage merchandise to be opened over the next 14 months. The premise of our business is three fold. First is to have auction boutique venues for specialty antique and vintage merchandise. Second is to be the least costly venue on the internet. And third is to provide the best customer service available anywhere. The first auction boutique, opened in October 2008, is Vintage Gems Emporium at www. vintagegemsemporium. com. This is an exclusive auction venue for antique, vintage and new costume and fine jewelry. For example if I had listed the above 182 auctions on Virtual Gems Emporium with the many free upgrades VGE offers, my total cost to list and relist would have been $74. 20 and this is because THERE ARE NO FINAL VALUATION FEES!!! Yes that is right $74. 20 as compared to $305. 55 at eBay. Also since Virtual Gems Emporium does not require the buyer to pay by Paypal (this obviously is still an option along with many other payment options at VGE) I could save the additional $133. 99. My sales of $1,105. 00 would have only been diminished to $1,030. 00 and that is if everyone would have paid by check or money order. Now if all had chosen to use paypal or comparable online payment, my total proceeds would have been reduced to around $896. 81 at VGE as compared to the above $655. 46. This is a huge savings of $241. 35. The point here is that buyers and sellers now have options. LIST FOR FREE THROUGHOUT DECEMBER AND JANUARY Just to show you how generous we are at VGE you can list as much as you want for FREE throughout the month of December and January. Hopefully you will get that extra cash needed for Christmas and the holidays. We want as many jewelry lovers to come to get to know us and test drive our site… and we want to see you make money for the Holidays. So get going and enjoy a wonderful and exciting month of making some extra money without worrying about listing fees and NO Final Valuation Fees!!! The free listing feature is for all types of auctions, fixed, buy out, or reserve auction and will include: 1. FREE SUBCATEGORY 2. FREE PHOTO UPLOADS (up to 7 photos) 3. FREE SUPERSIZE THUMBNAIL GALLERY PHOTOS 4. FREE BUY IT NOW 5. FREE RESERVE 6. FREE DELAYED AUCTION START 7. FREE LISTING (no matter what the starting price is AND no matter how many) 8. FREE BOLD The only things not included in this free offer will be HIGHLIGHTING, HOME PAGE FEATURE, CATEGORY FEATURE and MEDIA (movie) UPLOAD which are all still available but at the price indicated in our site fee section to be found at the bottom of the home page. REGISTRATION IS FREE !!! NO FINANCIAL INFORMATION IS REQUIRED!!! IMPORTANT KEYS TO YOUR SUCCESS ON THE SITE and GETTING YOUR VGE BUSINESS OFF THE GROUND!!! This is a new site since only being up just a little over a month and I just want to remind you that this site is YOUR site. As with starting any new business endeavor you will need to work to contact friends, family and other auction buddies you may have in your email address book and let them know where you are. This is good for everybody. In my first month on VGE, many of my previous buyers from eBay signed up and my income barely skipped a beat and actually probably did better since I paid no Final Valuation Fees!!! If you want more than you will be expected to work to make VGE better than eBay and with the opportunity to make tons of money with more of it going in your pocket. I have read many blogs and forums over the past year and a half and the complaints about eBay continue to mount. But the overriding comment has always been “why doesn’t someone else start an auction site for the small boutique seller”. Well that is what gave birth to the idea of Virtual Gems Emporium and IT IS FOR YOUR USE TO MAKE TONS OF MONEY!!!. Once you have registered I will be sending you an email for you to send to your friends, family and auction buddies. This letter should be emailed as a blind copy (BCC) to everyone in your email address book. Just as with any new business venture you need to get your leads for sales and this will help to bring those who love you and your things to the site. Think about business associates, church members or anyone else who you might know and make them aware of where you are and that they might find some really great Christmas or Holiday Gifts for those on their lists. The great news gets even greater. Before the end of 2008 two more new sites will be opened and each will again be vintage and antique boutique auctions like Virtual Gems Emporium. And guess what, if you are signed up on Vintage Gems Emporium you will have a “VINTAGE BOUTIQUES PASSPORT” to shop and sell in any and all boutiques that are opened. The next auction boutique to be opened will be ViNTAGE Collectibles Shop and will be for all of the vintage and antique things that collectors love. You will find stamps, coins, toys, comic books, dolls, sports memorabilia, snowglobes, Disney, paper ephemera and so much more. The third auction boutique will be Arts and Antique GallerIA and will be all about fine vintage and antique pieces for the dealer and collector. You will find paintings, limited edition art pieces, sculpture, vintage and antique porcelain, glassware, art glass, pottery, art pottery, Asian Antiques, antiquities, furniture, and so much more. In 2009, other fabulous boutique auction sites will be opened and will include Veranda and Patio, European, African, Far East, Gourmet, Kitchen, Bed and Bath, Pet and more!!! So hold onto your hats because this is where the future is going and just think you are all in on the ground floor of this very exciting endeavor. Unlike EBay, VGE has many buyer to seller payment options and include personal check, cashier’s check, money orders, Western Union, Paypal, Google Check Out, Authorize. net and even more so you now the FREEDOM and OPPORTUNITY to conduct your business the way you want to. To summarize, build your business on VGE as quickly as you can so you can make a ton of money especially with the holidays coming. We want you to be successful and we want our site to be the best ALTERNATIVE out there. Thank you and welcome to your future!!!! Registration to sell or buy at Vintage Gems Emporium is free and easy. To sign up today visit http://www. vintagegemsemporium. com.
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History CardsAnd other credit costs related to debt industry booksBy Al SchwietzerApril E-19 2009We've become a nation of "plastic", a society addicted to buying on credit to the consequence of life — beyond our financial means. Many observers believe that the debt crisis of our country on the use of "credit", a method of purchasing goods or services without using cash. If the credit balance is not paid in full, the sender adds interest to the amount due, which increases the balance and the creation of the "debt" to the owner. But how much debt is too much? It depends on the relation of his "debt" issue. Your debt ratio is an important number to know. It shows how your monthly debt payments compared to monthly income. A high debt ratio may indicate that your monthly expenses to be uncontrollable. It could also deter lenders to lend more money. Almost taken for granted that we have an option to purchase goods or services without using cash, the total outstanding of credit card debt carried by Americans reached a record $ 951 billion in 2008. But we really know about them, their design and history? I investigated a little fun, interesting facts about the history of credit cards for the curious who just need to know. For industry, additional debt related to the E-books and information, click on the links at the bottom of this article. Enjoy! • According to the Encyclopedia Britannica, "the use of credit cards originated in the United States during the 1920s, when individual companies, like oil companies and hotel chains, began issuing clients. "Western Union, however, issued purchasing cards to their best customers in 1914. • gas cards have preceded most other types of credit cards. Like the people in the 1920s, as more and buy more cars, many gas stations have begun issuing cards that could be used to make fuel purchases. • Originally conceived as a marketing ploy to help customers increase many retail store credit cards that came later. • Revolving Credit entered the scene in the 1930s and 40s. The stores began allowing customers to pay their debt in a number of months, which requires debt to be paid in full before other purchases can be made. • John Biggins, Flatbush National Bank, Brooklyn, New York, invented the first bank-issued credit cards. In 1946 he invented the "burden-It" program between bank customers and local merchants • In 1950, Ralph Schneider introduced the concept of an all-purpose credit cards that could be used instead of credit cards . Enter now known cards: Visa, American Express, Diner's Club, and others. These large companies have increased in popularity in the 1970s and '80s. • In 1950, the Diners Club credit cards received in the United States. At first, because the c client to pay the full balance when loaded, the card is technically a Diners Club credit card. • American Express issued its first credit card in 1958. • Bank of America issued the BankAmericard (now Visa) bank credit card in 1958. • In the 1960s, most companies offer credit cards, advertising as a "time-saving device rather than as a form of credit. American Express and MasterCard became very successful night. • In half of the 70's, Congress began to regulate the credit card industry. Other costs related to debt industry E-books and information: 27 Powerful Tips and strategies to stop collector HarassmentStart making money with your own debt negotiation BusinessMaker a fortune right now other debts Popular
In shopping online, consumers found the product of their choice by browsing the website or retailers can search across many vendors using a shopping search engine. Once the consumer finds the product of your choice in the vendor's site, most online retailers use shopping cart software that allows customers to accumulate many points and adjust the quantities. Then, due to an "exit" in the process of payment and delivery of information gathered and the Internet also allows consumers to register for an account online so that the client is not new information. And often, the customer receives an e-mail confirmation once the transaction is completed, but many shops do not accept credit card via email for security reasons.
After the payment has been accepted, the goods and services can be delivered in many ways. You can use the download method is used mainly for digital products like software, music, movies and photos. Delivery mode is often used when the product is sent directly to the customer. These stores often use the deposit method of transportation for delivery of the order is usually sent to the manufacturer, who ships the product directly to the customer. While in the store picking method is used in the bricks and clicks business model.
Internet stores are very convenient because you can access the Internet 24×7 and you can find almost anything if you search diligently. Most times, purchasing online is considered less expensive than the street dealers are not above a shop. Buying online is easy and fast and wet, online shopping is much better than visiting a shop in the street the rain and wind. Well, the verdict is that she wants to buy, just be smart and use their money wisely.